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Award Notification Quick Reference Guide


This Guide contains an overview of the aid process at Frostburg State University and step-by-step instructions for students who have already received an award notification from Frostburg State University.

If you have already received an award notification from our office, please use the following information to learn how to accept or decline the awards offered to you.

If you have not yet received an award notification from our office, please see the Applying for Aid Guide for more information on how to begin the financial aid process. 
 

   

Step 1:

Step 2:

Step 3:

Step 4:

Step 5:

Step 6:

Log onto your PAWS Account

Locate your Financial Aid Awards

Review, Accept, Decline or Reduce Financial Aid Awards

Review and/or print Shopping Sheet information

Verify & Update Your Enrollment Status

Read and Understand your Responsibilities as a Financial Aid Recipient


Important Note: 

If you are no longer planning to attend FSU, please notify the Financial Aid Office by emailing us at fsufinaid@frostburg.edu.


Step 1


Log onto your PAWS Account

After you receive your financial aid award package or your award-notification email, you will have information you need to access your electronic award letter and to accept your award.

No type of financial aid offer is final (including loans) until the Financial Aid Office has received all information requested from the student. (Please see Conditions of Awards for more information).

Please print this page, as you will need the following instructions to access and respond to your electronic award letter.

Incoming/admitted students were mailed their PAWS username and password from the Financial Aid Office (with their award notification letter). They can view their awards by logging into PAWS .

Returning/Current students may view their award letter by logging into PAWS with their existing username and password.

If you have problems accessing your PAWS account, please contact the FSU Help Desk by calling (301) 687-7777.


Step 2


Locate your Financial Aid Awards

A successful PAWS log on will open the SA Self Service menu. Use the following "breadcrumbs" to access and respond to your financial aid award letter.

     Self Service>Student Center>Finances>Accept/Decline Awards

     Click on 2015


Step 3


Review, Accept, Decline or Reduce Financial Aid Awards

Responding to Grants and Gift Aid (if offered)
All grants and other forms of gift aid (items that you do not have to repay, such as scholarships, tuition waivers, and VA benefits) are already accepted for you.  You do not have to accept these awards.

Please note that the amount of such awards depends upon your enrollment status. Full-time enrollment status is assumed for all undergraduate students unless our office is notified of a change in enrollment. (Enrollment Status Change Form)

Responding to Federal Work-Study (if offered)
You may only accept or decline Federal Work-Study. You may not change the amount. If you are accepting this offer, you must also report to the Financial Aid Office during the first week of the semester to pick up a Federal Work-Study contract and instructions on how to find a job on campus.  Keep in mind that Federal Work-Study (FWS) funds do not credit your bill with the University as a payment.  FWS awards are treated like a job and direct deposits are made to each student's personal checking or savings account on a bi-weekly basis. 

You will be sent further instructions at a later date. Please watch both your regular mail and check your FSU email account frequently for more information.

Responding to Federal Perkins Loans (if offered)
You have the option to accept, decline, or reduce a Perkins Loan. The loans offered to you are the maximum you can borrow. If you choose to reduce your loan, you must indicate the reduced amount in the accept box.

If you accept any portion of your Federal Perkins Loan, you must also complete a Perkins Loan Master Promissory Note (MPN), Perkins Loan Entrance Interview, and Perkins Loan Authorization form.

The Perkins Loan Master Promissory Note (MPN) and Perkins Loan Authorization form are normally mailed to students several weeks prior to the start of the upcoming semester, in July or August. If you are applying for or accepting a Perkins Loan shortly before or after the start of a semester, you will need to stop by the Financial Aid Office and ask for these items in person. If you are not in the area, please contact our office via telephone or email and request these items to be mailed to you. 

The Perkins Loan Entrance Interview must be done online. This online interview must be completed in addition to the Perkins Loan Authorization form and Master Promissory Note (MPN). Failure to complete all three items will result in the cancelation of your Perkins Loan. You may complete the online Perkins Entrance Interview by going to the Perkins Loan page on the Financial Aid Office's website.

Responding to Federal Direct Stafford Loans
You have the option to accept, decline, or reduce a Federal Direct Stafford Loan. The loans offered to you are the maximum you can borrow. If you choose to reduce your loan, you must indicate the reduced amount in the accept box. If you wish to accept the award, but at a reduced amount, you must accept the award first by checking the appropriate box.  Once you have accepted the award you will be given access to reduce the amount.  Do not click the submit button until after you have made any reductions you wish to make.  You may not reduce your loan below $200.

If you are offered both a Subsidized and Unsubsidized Federal Direct Stafford Loan, you must reduce the Federal Direct Unsubsidized Stafford Loan first.

If you accept any portion of a Federal Direct Subsidized or Unsubsidized Stafford loan, you must also complete a Stafford Loan Entrance Interview and Master Promissory Note (MPN).

Instructions on how to complete these items will be posted on the Stafford Loans section of this web site. After completing the Stafford Loan Entrance Interview you must return to this website and select the second link in order to complete the Stafford Loan Master Promissory Note. These are two separate processes and both must be completed. You should receive two separate confirmation pages.  Failure to complete these required items will cause errors and delays. Please watch both your regular mail and check your FSU email account frequently for any changes or updates.

Parent Loans for Undergraduate Students (PLUS)
If your parent wishes to apply for a Parent PLUS Loan, please have him or her complete the PLUS Loan application and return it to our office for processing.  All PLUS Loan borrowers must be approved through a credit check in order to obtain this funding.  The Financial Aid Office at FSU will perform the credit check for you once we have received the completed PLUS Loan application.  The office will then notify you of the results of the credit check, any additional steps, and/or other options. 
 

Click on the Submit button once you have made your selections.

*Please note that the website where you must complete your Entrance Counseling and MPN, www.studentloans.gov, is currently having issues with Google Chrome.  If you need to complete an MPN or Entrance Counseling, please use Mozilla Firefox or Internet Explorer to complete the necessary items on this website.

 


Step 4


Review and/or print Shopping Sheet information

FSU has adopted the Shopping Sheet promoted by the White House.  The Shopping Sheet can be found under your financial aid awards as a hyperlink.  The link will display a page that contains your cost to attend FSU, your awards, and your net cost to attend FSU (cost minus financial aid).  The Shopping Sheet is printable so that you can use it to compare the price and net costs of attending FSU to the costs and net price of attending other institutions. 

**Please note that we are experiencing problems with the option to download the Shopping Sheet inside of PAWS.  At this time, the download function is not working, and all students must print the Shopping Sheet if they wish to retain a copy.  Our software vendor is working to correct this problem and we apologize for any inconvenience this may have caused.


Step 5


Verify & Update Your Enrollment Status, (if necessary)

Your initial financial aid offer was based on full-time enrollment (12 or more credits) for undergraduate students and part-time (6 credits) for graduate students. If your enrollment differs, please complete the Enrollment Status Change Form (PDF) and return it to the Financial Aid Office.

What then if Enrollment Status changes?

Financial Aid Office contact information


Step 6


Read and Understand your Responsibilities as a Financial Aid Recipient

Conditions of Awards
Conditions of Awards will provide you with information on who is eligible for financial aid, navigation to your To Do List, and an explanation of the Verification process. Click here to read our Conditions of Awards.

Withdraw Policy
If a student receiving any type of financial aid officially or unofficially withdraws from the University, a federal law governs the amount of financial aid that may need to be returned to the federal programs.  Click here to read our Withdraw Policy.

Satisfactory Academic Progress (SAP) Policy
All schools that award students federal financial aid must have a policy that governs academic standards for all financial aid recipients.  Please click here to read our SAP Policy, which explains what students must do in order to continue to receive any type of federal, state, or institutional financial aid (including loans).