Loan Next Steps

If you accept any portion of a Federal Direct Subsidized or Unsubsidized Stafford loan, you must complete a Stafford Loan Entrance Interview and Master Promissory Note (MPN).

Entrance Counseling

Students who have not previously received a federal subsidized, unsubsidized loan or PLUS loan are required to complete Entrance Counseling. This will help students to understand the responsibilities and obligations that accompany federal loans.

Master Promissory Note (MPN)

A master promissory note is your promise to the federal government that you will pay back the loan funds. You will only need to complete this MPN one time and it is good for 10 years. However, if you are applying for more than one student, you will need a MPN completed for each student.

After completing the Stafford Loan Entrance Interview you must return to the main menu on the website and select a second link in order to complete the Stafford Loan Master Promissory Note. These are separate processes and all three must be completed. You should receive separate confirmation pages. Failure to complete these required items will cause errors and delays. Please watch both your regular mail and check your FSU email account frequently for any changes or updates.

Parent Loans for Undergraduate Students (PLUS)

If your parent wishes to apply for a Parent PLUS Loan, please have him or her go to and log in as themselves. They will need their FSAID to log in. Once inside, they will need to select "Request PLUS Loan". All PLUS Loan borrowers must be approved through a credit check in order to obtain this funding. The credit decision should be instant after all of the required fields have been completed, and if approved, the parent borrower must then complete an MPN (Master Promissory Note) for the Federal Direct Parent PLUS Loan for Dependent Students. Parent loans cannot be processed if the MPN is incomplete. Parents may not apply for the Parent PLUS Loan until after May 1. We recommend waiting until the bills are available in July before applying for the Parent PLUS Loan, so that you will know the amount you would like to apply for.

Office of Financial Aid

  • Monday - Friday: 8 a.m. - 4:30 p.m.
  • FAFSA: 002072